What Insurance Do Bars Need?
Each type of company will need a different type of insurance plan to ensure that it is adequately covered. Insurance programs for bars, for instance, will need liability to cover the property, the patrons and the employees from damages resulting from the interaction of intoxicated sports fans and food. The more options you have in bar insurance programs, the better you can tailor the coverage to the client.
Some of the things that these plans will cover include slips and falls, liquor liability and even assault and battery liability. These will protect your clients in case of an accident as well as in case a fight breaks out on their property. Some of these forms of liability will be fairly standard across all industries, general liability for instance, while others will be very specific for the risks that bars, sports bars and nightclubs face. With a little bit of research, you can find all the coverage your clients need as well as the best plans for their budgets.
Insurance programs for bars will include some of the general liability things that you will expect from business insurance but will also cover some of the risks typically seen with intoxicated patrons. This means that your clients will also need liquor liability and assault and battery liability. You can find these plans in a market for bar insurance to build the right coverage for your clients.