Types of Coverage to Include in Uniform Rental Insurance
Whether you run a full service dry cleaning company, a linen supply chain or strictly a uniform rental shop, you need an insurance policy that covers all aspects of business. Uniform rental insurance is just a portion of that coverage, but is an essential part of protecting your assets. The following are some types of coverage you should speak with your insurance agent about.
General Liability This type of coverage will protect your company if someone files a lawsuit against you. It will typically cover attorney fees, investigations, settlements and sometimes medical expenses. Because there are unique risks that face your business, and unforeseen accidents happen, this is an important aspect to include in your policy.
Business Auto Many uniform rental companies have a business vehicle that they use to make deliveries. Whether you have one small car or a fleet of delivery vans, make sure you have the insurance coverage needed in case of accident, theft or other damage. You need to keep your fleet running, and the best way to do that is to ensure financial stability in a situation you couldn’t have predicted.
Workers Compensation Your employees do a lot to keep your business running and should have the protection they deserve. If they are injured at work, workers compensation steps in to ensure they are not financially set back while they recover.
Uniform rental insurance is vital to the success of your business. Speak with an insurance agent today to find out how to get started with a policy that includes all the essentials.