What Type of Coverage Is Available With Connecticut Contractors Insurance?
A contractor looking into Connecticut contractors insurance might wonder what types of risks his policy would cover. The truth is that most insurance agencies will tailor-make the policy to fit within the specific needs of your industry. Doing this allows you the best coverage for the best price. The following are just some of the aspects that might be looked at when considering contractors insurance in Connecticut:
- Workers Compensation – Accidents happen and cannot ever be completely prevented. Even with every safety measure in place, your employees could get hurt on the job. Workers compensation financially protects you and your employees to ensure that all medical bills and lost wages are covered, following an accident.
- Equipment Coverage – In most fields where contractors are used, equipment and tools are absolutely essential to the success of the job. If the equipment or tools become broken or damaged, it could put a halt on business as usual. The good news is that with equipment and tool coverage, new tools can be purchased and business can go on.
- Commercial Auto Insurance – Many contractors have a vehicle that either they or their employees use for work. Commercial auto insurance ensures that there is coverage if the car is involved in an auto accident.
Whether you are just starting out as a contractor or are looking for a new way to do Connecticut contractors insurance, there are many options available to you. Speak to your insurance agent today for more information.