Tips for Preventing a Florida Dog Bite

No one wants to be sued because his or her pet bit someone, and no one wants to be the victim.

As a dog owner, are you aware that dog bite claims account for more than a third of all homeowner’s insurance liability claims paid out? This is according to the Insurance Information Institute (I.I.I.), which provides this information. That proportion has remained roughly constant over the last decade, according to Loretta Worters of the I.I.I. The I.I.I. reports that the number of claims has hovered around 15,000 to 16,000 annually over the last 10 years. But the average cost per claim was more than $29,000 back in 2011, an increase of 25 percent in eight years, mostly due to increases in medical costs.

Homeowner’s liability insurance covers you for injuries or damages to someone for a Florida dog bite, but this may also cause concerns about soaring premiums, which is why obtaining a separate policy for dog bites might be a better solution.

Tips for preventing dog attacks

No one wants to be sued because his or her pet bit someone, and no one wants to be the victim. Choices as to the type of dog to consider buying, as well as proper training, can go a long way in the prevention of this type of incident occurring:

  • Discourage children from bothering a dog when it is eating or sleeping
  • Have your dog spayed or neutered
  • Never approach a strange dog, especially one that’s tethered on a leash
  • Seek professional advice if your dog develops aggressive behavior
  • Avoid eye contact with a dog that appears threatening
  • Don’t run past any strange dogs , and
  • Check with a professional breeder to learn about suitable dog breeds

Owners and pedestrians should keep these safety tips in mind as they can reduce the odds of a dog attack, but for dog owners needing a Florida dog bite insurance quote, speak to a reputable agent today and protect your valuable assets.


photo credit: joshDubya cc