The Importance of Having Manufactured Home Insurance

The Importance of Having Manufactured Home Insurance

Manufactured homes, which include modular and mobile units, are affordable and convenient for many reasons. In order to protect your investment, having manufactured home insurance in California is just as important as having insurance for your other assets. When it comes to insuring manufactured homes, there are some special considerations to keep in mind that may differ from traditional homeowners insurance.

Manufactured Home Insurance Considerations

Most insurance companies will insure your manufactured home according to how it is used. Your policy may vary depending on whether it is your main home, a seasonal home, or you are renting it out to another party. Its location will also affect its insurance coverage. If it is located on private land you will have a different policy than if it was in a trailer park of some kind.

Depending on the age of the home, you may be able to insure it for replacement cost. This means that if there is a loss, it will be replaced with a property of comparable quality and material.

Find a Dependable Insurance Company

Not all insurance companies offer insurance for mobile and modular homes, and if you are looking for manufactured home insurance in California you want to find a respected and trusted company. Ask around for suggestions and consider getting quotes from a few different places before making a decision.