Tag: Property Insurance Florida

Warning Signs of a Bad Timeshare

Timeshare Insurance Programs

Its exciting to be part of a timeshare, but remember to exercise caution before purchasing. Too often scams are hidden under the guise of a timeshare opportunity, leaving you out of thousands of dollars. Know the warning signs of a shady deal before signing any paperwork.

There is No Insurance

Timeshare insurance programs exist for a reason: your protection. Familiarize yourself with timeshare insurance programs and check into what kind your potential deal has. If there is no insurance, this is a red flag.

Your Agent is Shifty

You should never, ever take the blind word of a timeshare agent without doing your due diligence. Never offer any sort of financial information up front and meet your agent in person to ask questions about the program. If your agent is not transparent answering your questions, refuses to meet you in person and insists upon only doing business over the phone, get out.

Youve Been Cold Called

An agent who calls you out of the blue to offer you a timeshare should be treated with caution. If you are interested in purchasing one, do not trust these types of calls. Instead, contact the owner directly if you are interested. While it can be an opportunity for traveling in comfort, know the risks of timeshare programs ahead of time. Being smart and asking questions can protect you and your family from a bad deal.

The Basics of Commercial Property Insurance Policies

Property Insurance Florida
Property Insurance Florida

As a business owner, property insurance in Floridais likely to be one of your most important purchases. Businesses can spend a great deal of money on these policies because they provide so many essential forms of protection. Before you purchase your new property policy make sure you understand what you are getting.

 

What You Get From Your Policy

 

Commercial property insurance in Floridatypically applies to any location where business takes place; this can include a building you own or a storefront you lease. Even home businesses can be insured through this line of coverage. Though the particulars of your policy may vary, in generally you can expect commercial property insurance to cover:

 

  • Inventory on shelves and stored in back
  • Lawns, fences, fountains, and other landscape features
  • Outdoor signage
  • Your building
  • Indoor and outdoor furniture
  • Point of sales systems, computers, scanners, and other equipment

 

Expanding Your Policy

 

Though commercial property insurance grants you many valuable forms of coverage, you may find that your chosen policy is not a perfect fit. There may be ways of expanding your policy to encompass certain other items. For instance, building coverage may not initially include all garages, sheds, carports, and other buildings on your property. Though most commercial property policies help protect items belonging to customers and other people, the specifics of this coverage may not be adequate for your needs. Simply talk with your agent to find out how to expand your policy to include all forms of protection you really need.