Medical Staffing Firm Insurance
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Staffing firms have unique insurance needs. The staffed positions may vary from one firm to the next and so specialty insurance companies are crucial to the industry. A good medical staffing firm insurance program needs to protect against all risks, such as general liability, professional liability and workers’ compensation.
General liability simply protects your firm when it comes to property damage and bodily injury. When it comes to injuries, if one of your employees injures someone with equipment owned by your staffing firm, you may be liable. General liability is a must-have.
Professional liability insurance protects you from damages owed due to a failure to perform in a professional manner. Don’t be fooled into thinking your general liability covers this. Often, it does not. In medical firms, the risk of professional liability suits is higher.
Workers’ compensation protects your employee in case of an on-duty injury and protects the firm from lawsuits based on injury. You need to make sure that your policy will cover all of your employees, no matter where they are.
When it comes to medical staffing firm insurance, there are particular policies that you don’t want to go without. General liability, professional liability and workers’ compensation are three of those coverages you need.