The construction of boats can be a complicated and involved process. If you operate a business that specializes in this service, you likely have a ton of questions about your current insurance coverage. Operating a business in a specific field like boat building can be complicated and you want to be sure you are protected from all possible risks. Review these general points to make sure youre taking all the proper precautions.
Protect Your Business
As with a number of insurance policies, boat builders liability is an option that will depend largely on the nature of your work. The construction of luxury vehicles like yachts can be expensive. Whats more, a client tasking you with this job is expecting you to deliver results regardless of external factors. Should you experience setbacks due to a natural disaster, the client might not have the patience to wait until youve sorted things out. With a liability package, your insurance can help you maintain good relations with clients. Additional options to consider include:
- Crime insurance to guard against theft
- Coverage for machinery and molds involved in construction
- Property coverage for piers
Review Your Options
As long as you take out the right insurance package, you can provide yourself with the peace of mind you need to succeed. Look over the details and discover more about which policy fits best for your company.
The sterndrive vs. inboard debate is a common talking point. Both have advantages and disadvantages. Is one better?
A sterndrive motor is attached to an outdrive. It is both the propulsion and the transmission. Most bowrider and sport boats use this type of engine.
Inboard motors use V-drive or direct drive transmissions. Large powerboats typically use this type of engine.
Pros of Sterndrive Motors
- More free space on the boat
- More speed and boat trim ability
- More maneuverable with the ability to go into shallower water
- Better fuel economy
Pros of Inboard Engines
- Generally more stable due to their central location within the hull
- More resistant to corrosion
- Require less maintenance
- Almost non-existent risk of coming into contact with the propellers
Cons of Sterndrive and Inboard Engines
A sterndrive inboard motorhas higher maintenance requirements and is prone to corrosion if exposed to saltwater, resulting in a shorter lifespan. Exposed propellers can pose a danger to children or pets.
An inboard engine has lower fuel efficiency and less overall performance. A boat with this type of motor goes in one direction when in reverse, no matter the wheel’s position. Lacking a tilt-up mechanism, it has a larger draft.
When selecting a powerboat engine, there are many factors to consider, including the boat’s size and the type of water it will be navigating. Each engine propulsion system option has benefits and drawbacks. Consider your personal preferences, as well as how you plan to use your boat.
Boating is one of the greatest pastimes. With all of the adventures you go on, your boat should stay in the best shape possible. Here are some daily boat maintenance tips to keep your vessel performing at its finest.
Find the Right Insurance
Having your boat insured is an important part of protecting yourself and providing longevity for your passion. Your boat is an investment, and the right insurance can protect you from several issues, such as:
- Accidents where you are responsible
- Towing costs
- Environmental and collision damage
Boats go to uncharted territories and end up in unexpected situations. It is always best to have your adventures covered.
Keep it Pristine
You can help prevent your boat from breaking down by creating a daily maintenance routine for your boats exterior.
Damage can come from long term exposure to:
Routinely clean your boat by hosing it down with freshwater as well as polishing the Gelcoat. It is a wise investment to detail your boat once a year. Thoroughly clean the interior and exterior of your vessel with the right supplies or hire a professional company.
With a daily boat maintenance routine and the right coverage, you and your passengers are taken care of and ready to set sail.