Safety, Maintenance, and Restaurant Insurance

Safety, Maintenance, and Restaurant Insurance

Running a restaurant is a huge responsibility. After all, you have concerns regarding employees, vendors, and of course the customers that either come to you referred, hot off the street looking for a great dining experience, or regular clientele that have come to know and trust your ability to serve them a good meal.

Your business is your livelihood and how it is run can be the difference between being a success and losing everything. You’ve worked so hard to build the good name and reputation of your establishment, but all it takes is just one case of food poisoning or one unfortunate accident in your kitchen to seriously damage all your efforts to grow your customer base and succeed in this very competitive business. Having a good restaurant insurance program is often the barometer of success.

Safety and training can have a huge impact

Simply following a few simple safety tips can help you to control your restaurants’ insurance costs. The result can help in reducing claims, which will put you in a better position to receive the lowest insurance rates. What’s the best way for a restaurant owner to go about minimizing the probability of having to file an insurance claim? Insurance claims can be avoided by giving attention in the following problem areas:

  1. Following best practices in safe food handling – The best way to avoid insurance claims related to serving food to the public is to follow simple best practices in safe food handling. Require your employees to take a food handling class. Also make sure employees where cut-resistant gloves when using knives. Stainless-steel mesh cutting gloves can help prevent cuts and injuries.
  2. Pay attention to employee safety standards – Keep employees safe around potentially hazardous equipment by properly training your staff and following safety standards. Invest in anti-fatigue mats. Besides offering relief to tired feet, cushioned anti-fatigue mats can also help prevent slips and falls. Restaurant workers compensation claims can vastly affect your overall restaurant insurance rates.
  3. Properly operate and maintain your restaurant equipment – Much of your food preparation equipment, like mixers and slicers, can be dangerous when improperly operated. Have a professional degrease your kitchen exhaust hood system every six months. Grease that accumulates in ducts, hoods, fans and vents can easily catch fire. Contact a professional to inspect your fire suppression system every six months.

Safety, maintenance and adequate restaurant insurance are three keys to success that should never be overlooked. Speak to a qualified insurer today.