The Importance of Employment Practices Liability Coverage for Private and Charter Schools

The past decade has seen a growing number of thriving charter and private academies across the country. However, there has also been a significant increase in employment practices liability suits across all industries, thanks in part to greater scrutiny of such cases by the Equal Employment Opportunity Commission (EEOC).


In order to protect institutional assets, ensure continued good standing within the business and educational community, and secure continued viability, it is essential that charter and private institutions seek comprehensive employment practices liability insurance for schools.


Protection Against Employee-Related Lawsuits


The EEOC’s purview includes a wide range of workplace violations related to employment malpractice claims such as: wrongful termination, sexual harassment, and discrimination. Employment practices liability (EPL) insurance for schools provides policy protection against employee suits that allege violation of rights under diverse federal acts. Examples of types of coverage that EPL insurance may provide include:


  • Damage awards and settlements in cases where employers are found liable of misconduct
  • Coverage for costs of investigations associated with regulatory actions
  • Legal fee coverage


Choosing an Experienced Insurance Provider


Because charter and private schools have a unique set of insurance needs, it is important that these institutions seek coverage programs specifically designed to provide for them. In addition to competitive pricing and comprehensive, flexible offerings, it can be a good idea to search for companies with demonstrated experience serving social service and non-profit organizations.