Category: Wind Insurance
Quite a few insurance agencies have written more business each year in the decades that have passed since Hurricane Andrew arrived on South Florida’s shores. Brokers and agents have sold quite a few Florida windstorm insurance policies to concerned homeowners. In fact, awareness has grown dramatically since that traumatic event and residents understand that having this coverage will go a long ways towards taking care of any repairs and damage that they may incur.
Are your clients’ homes covered for windstorm damages?
The threat of hurricanes is very real for Florida during the six-month long Atlantic hurricane season, which runs from June 1 until November 30. The peak of hurricane season occurs between mid-August and late October, when the waters in the equatorial Atlantic and Gulf of Mexico have warmed enough to help support the development of tropical waves.
Hurricanes are an unpredictable act of nature capable of striking at any time. As weather conditions change for your clients’ living in Florida, they know all too well how much damage can be caused by high winds. Every year residents have to prepare for hurricane season, and what better way to prepare them this year than by discussing their need for windstorm insurance. Florida residents can feel confident knowing that their broker is dedicated to providing them with coverage for their property when they may need it most.
Winds are the most well known impact from tropical storms and hurricanes. The highest winds occur just outside of the eye (or center of the storm) in a region known as the eye wall. Hurricane force winds can easily damage or destroy mobile homes and other non-permanent structures, often moving them well away from their foundations.
Most standard property insurance simply does not provide adequate coverage for these kinds of phenomena. That is why Florida windstorm insurance was designed; to provide protection against wind-generated damages, especially those created by hurricanes, cyclones, tempests, and high winds.
Some of your clients may be new residents of the Sunshine State and they should be made aware of the issues surrounding hurricanes and extreme weather conditions. Call your clients and let them know you are available for a consultation whenever they’re ready.