Category: Horse Insurance

Protecting Horse Events With Insurance

riding club insurance

Horse clubs can be an absolute delight for anyone who is a horse lover at heart. Many people don’t get regular chances to go horse riding or even see horses, so activities that are often organized by these clubs can lead to great excitement and adventure. However, this can lead to a number of accidents and liabilities. If you have a horse club which puts together public events, then you are at risk of claims. This is why its ideal to look into acquiring riding club insurance.

What Are the Risks?

There are many different shows and events that horse clubs can put together, but when opened to the public, the majority of activities are likely to involve:

Inexperienced riders
Those unfamiliar with how to handle horses
Younger people sometimes even children who are less responsible and aware
Third party property
A specific and extended schedule
Unusual surroundings for the horses
Nearby items and persons outside of your control
Any of the aforementioned items on the list could lead to problems. People who are less familiar with horses can end up getting hurt, leading to claims and medical bills. If something goes wrong and a horse ends up damaging property that belongs to someone uninvolved, you would be responsible for repairing or replacing that property. With so many things quite possibly out of your control or leading to accidents, riding club insurance is vital to protect those involved.