3 Benefits of Insuring Your Boat

boat insurance in California

No matter if you are a boat enthusiast or a beginning boater, you should get familiar with the importance of boat insurance in California. When you purchase a car, auto insurance is a given but for boats, this isn’t always the case. Accidents can still happen when on the water. Here are three benefits to protecting your investment with insurance.

Property Damage Covered

Property damage to your boat can be expensive. Whether vandals damage your boat or its damaged in an accident, insurance can cover you. Without insurance, not only do you have to pay for the damages, but you may also have to pay transport costs to get your boat fixed.

Injury Covered

In the unfortunate case of an accident, you or another person may be injured. One of the main benefits of having insurance is that you do not have to worry if anything happens. Not only can your coverage pay for injuries in the case of an accident, but any other watercraft-related injuries.

Affordable Coverage

There is a range of different coverages offered when you look into boat insurance in California. Whatever your budget is, you may be able to get a variety of discounts. Some insurance handlers may even offer discounts and credits.

Boating accidents may be less common that car accidents, but insurance is still beneficial for anyone who own a boat.