Month: July 2020
If you made your money in business, you’ve probably already heard about how important cyber security can be. Every year, major companies are exposed to liability and financial loss when hackers and other fraudulent actors steal their information or use their systems to commit fraud. What you might not realize is that high net worth individuals often face many of the same risks to their assets and cash online. Cyber security coverages for high net-worth people are designed to protect your wealth from attempts to defraud your accounts and sometimes from the possibility of criminal actions by those entrusted with managing that wealth.
Best Practices for Maximized Protection
Cyber insurance for individuals is its most cost-effective when your risks are mitigated with good security practices on the ground. That means you can work with an insurer to discover the investments that correlate the most with increased security and reduced fraud risks, to make sure your investment in new security protection at the level of software and contracted labor is cost-effective and contributes to the overall cost-effectiveness of your risk management plan. The results can be powerful; especially if this is the first time you’re establishing full cyber security protocols. Don’t wait to get yourself personal protection that is as robust as the coverage you’d demand for your businesses.
Cease and desist letters are usually the first step in establishing a paper trail for a lawsuit, but they do a lot more than that. They allow parties to resolve a situation quickly and without the costs involved in arbitration or mediation, and they also avoid the cost of paying out damages. What many small business owners do not realize is that with the right kind of risk management plan, efficient legal services like this can be partially or completely covered. Cease and desist slander letters fall under the kind of legal help insurance often covers up to a point because settling things without moving to a full lawsuit is cost-efficient, so it saves you and your insurer money in the long run.
Shopping for the Right Insurance
While it might seem odd to seek out insurance against slander specifically, it’s actually more commonly covered than you think. Most of the time, it’s one of several things folded into a broad coverage provision like malicious interference in your business, but it can also be excluded by some policies to streamline costs. That is why your best choice for business insurance will always be a company that has the experience to break down exactly what is and is not covered in plain language, so you can tell if you need to seek out additional gap coverage or alternative risk transfer solutions to round out your protection.
The U.S. Department of Labor’s Occupational Safety and Health Administration was created in 1970 to ensure the safety of employees by creating and enforcing standards of working conditions. The specific regulations vary by industry, but most mandate the wearing of personal protective equipment. Here are some of the hazards associated with a restaurant and the commercial kitchen PPE that workers can use to mitigate their risks.
A restaurant has more hazards than a home kitchen does. Here are a few of the dangers:
Burns from fire, foods, chemicals, and equipment
Falls due to spills or a cluttered floor
Exposure to chemicals
Transmission of pathogens
In general, PPE falls into the following five categories of protection: eye and face, hand, body, respiratory, and hearing. OSHA requirements include the following commercial kitchen PPE:
Closed-toe shoes with non-slip soles
OSHA does not usually require respirators and earplugs in a kitchen workplace, but there might be instances when they recommend them.
Be sure that employees are trained in using PPE. They should know when to use each type of equipment, how to put it on and take it off, and how to take care of it. Additionally, they must understand the abilities and limitations of each component to keep them safe.
SEO, or search engine optimization, is a modern tool to get more traffic to your website content. By placing keywords throughout your content, you generate more natural results through major search engines like Google, which gets your website to more people. The many benefits of insurance SEO have made it a top marketing strategy for many businesses.
SEO is designed to broaden your audience. Not only can this get you more customers, but it expands the recognize ability and appeal of your brand. Someone searching for generic insurance information may come across your website at the top of their search because your site has used specific keywords that match what they are looking for.
As your brand gains momentum, it also gains more credibility. If your links occur across a wide range of website pages, they are more likely to be seen and visited. Once customers recognize and understand the quality of your brand, they will return to it because they know it is reliable.
Since it is such a large part of marketing today, SEO sets your website up for success well into the future. As more people discover it, the sites success builds upon itself by generating a higher ranking in search results. You should continue to build your SEO strategy so that it pays off down the road.
Though boating offers a feeling of simplicity and independence, boats themselves are complicated. These marine vehicles have many different systems that allow them to operate effectively and safely. A vent is part of a marine vessels fuel system, and it must be maintained as regularly and carefully as the engine or the hull. Here are three ways to minimize problems with a boats fuel vent.
1. Ensure the hose is not kinked or blocked.
The fuel vent hose must be in good condition and properly positioned in order for this system to function properly. Inspect it regularly to ensure it is not damaged or obstructed. If your boats fuel tank overflows during filling, the condition of the vent hose is one of the first things to check.
2. Make sure the vent is not obstructed.
Generally, boat vents have some type of screen to prevent debris and insects from entering. Check the marine fuel vent cover to make sure it is clear of detritus and in good condition. If your boats vent cover is degraded, replace it.
3. Check the condition of the fuel tank fitting.
Many boats have fittings built directly into the fuel tank, which minimizes problems with blockages. However, some boats have screw-in fittings. These types of tank pipes need to be checked for blockages, especially if you are having trouble with overflow when filling the fuel tank.
Boating is a wonderful, freeing activity. With a few specific and regular maintenance checks, you can keep your boat in top condition for smooth sailing.