Month: May 2020

Why Your Construction Project Needs a Course of Construction (COC) Policy

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A COC policy is a vital form of insurance that will protect you in the event of loss or damage while a project is being completed. During the most critical times in a construction project’s development, you need to be safeguarded against the unexpected.

You’re Vulnerable to Damage, Loss, and Theft While Projects Are Still Underway

Active job sites are in a constant state of change. Their physical conditions can change dramatically from one day to the next, and they often have rotating personnel. During periods of transition, its important to be vigilant about risk management and maintaining insurance coverage levels that address all associated risks.

You Take On the Risk for Other Companies Work

Before some project phases can pass building inspections, certain equipment and machinery will need to be tested to ensure that they’re working properly. Contractors face significant risk and liability exposure when they’re testing new equipment that they weren’t responsible for manufacturing or installing. Source: https://www.sboneinsurance.com.

You Can Face Serious Financial Penalties for Delays

Almost every type of accident that sets back a project’s timeline can have a heavy economic impact on a GC. Most construction contracts including all standard AIA agreements provide for liquidated damages in the event that a project runs past the specified completion date. COC policies can include provisions that cover these types of damages.

Figuring Out Boat Insurance Costs

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Figuring out how much a recreational asset purchase will cost you on an ongoing basis can be tough, but for people who invest in boats, it’s almost impossible. There’s a huge range for policy costs and a lot of factors that go into them. So what are you paying for? The first thing to understand is that part of the wide range of costs is the wide range of uses, sizes, and values for personal watercraft. It’s pretty obvious that a small vessel that’s stored out of the water and only used on inland lakes will be less valuable and doing less risky travel on the water than a yacht on the ocean that needs moored boat insurance when not in use, for example. That means your boat insurance isn’t just one insurance type, it’s a combination of coverage options that fit your lifestyle and storage practices.

Other Factors in Your Quote Costs

In addition to the range of coverage options and the policy limits, there are some extra factors that can raise or lower the cost of your insurance policy. A big one is the status of your driver’s license. Infractions on your driving record can increase your insurance costs on the water as substantially as they increase auto policy costs. Your level of experience and training, safety equipment, and whether you will allow other operators to handle the controls also play a role. For information about bringing your costs down, talk to a professional about whether new safety equipment and more training will save you money.

Start an Electrical Contractor Company Using These Steps

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Electricians continue to be a necessary aspect of the modern world. Now is a great time to set up a shop and start helping customers. There are a few things you need to get started such as a business plan, insurance, and clients.

Plan

The value of a business plan cannot be overstated. This plan essentially outlines how you plan to run the business, plan for the future, and even help secure funding. Take time to think about your pricing structure, suppliers, and marketing plan. Include these items in your business plan then adjust as needed.

Insurance

The insurance firm Daniels states that electrical contractors insurance is a complex topic. The size of the business helps determine which insurance products are the best to obtain. Insurance protects your new business in case it is sued by an unhappy client.

Clients

Once you get up and running, you need to secure clients. Your marketing plan can help you target those new clients whether through a website, online ads or social media. Start by working with family and friends and ask them for referrals.

Keep in mind that most municipalities do require electricians to have certain licenses and experience before operating on their own. Electrical contractors insurance simply steps in when a mistake is made or someone is hurt. It allows your business to keep moving forward.

How to Effectively Utilize Call-to-Action in SEO

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Your SEO is the tool that helps your audience find your page. But, once they’re there, what makes them want to stick around? You could have all the engaging content they need, but the visitor still doesn’t make the conversion to the client. The reason for this is you aren’t using an effective call-to-action.

The best call-to-actions(CTAs) convince the visitor that he or she will benefit from doing what you’re asking. Here are some effective CTA strategies.

  1. Keep it Simple

Make your CTA easy to understand in as few words as possible. If you want the visitor to subscribe to your newsletter, provide an attractive button that lets the user know exactly what they’re doing.

  1. Why Should They?

Of course, your visitor isn’t going to give out their email just for the sake of giving it out. Tell your visitor how joining your newsletter is going to make their life better. Do you digest daily industry news? Or perhaps you have free giveaways every Tuesday. State this.

  1. Know Your Audience

The tone is everything. If your audience is more mature, they might appreciate a more conservative approach. If they are college students, they’re going to be attracted to what’s trending. Use what you know about your audience to create content that appeals to them.