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Staffing firms have unique insurance needs. The staffed positions may vary from one firm to the next and so specialty insurance companies are crucial to the industry. A good medical staffing firm insurance program needs to protect against all risks, such as general liability, professional liability and workers’ compensation.
General liability simply protects your firm when it comes to property damage and bodily injury. When it comes to injuries, if one of your employees injures someone with equipment owned by your staffing firm, you may be liable. General liability is a must-have.
Professional liability insurance protects you from damages owed due to a failure to perform in a professional manner. Don’t be fooled into thinking your general liability covers this. Often, it does not. In medical firms, the risk of professional liability suits is higher.
Workers’ compensation protects your employee in case of an on-duty injury and protects the firm from lawsuits based on injury. You need to make sure that your policy will cover all of your employees, no matter where they are.
When it comes to medical staffing firm insurance, there are particular policies that you don’t want to go without. General liability, professional liability and workers’ compensation are three of those coverages you need.
Whether you are an owner operator or manage an entire fleet of trucks, you need to carry truck insurance. Not only is it a part of federal regulations for acquiring your license, but it also protects your business both legally and financially in a liability situation that could destroy your efforts. The most comprehensive policy will address serious areas of concern for the busy trucker.
Who Needs Insurance
There is a wide variety of positions in the trucking industry, just as there are several different vehicle options. Quality coverage is useful for those operating:
- Dump trucks
- Dry vans
- Refrigerated trucks
- Tanker trucks
- Containerized freight
Areas of Service
Whether the routes you run are local or across the country, the need for truck insurance is the same. Different liabilities may be present with long-range transport, but all truckers encounter challenges with the safety of delivery and accident coverage. A general truckers liability policy will help cover areas of theft or vandalism, as well as accidents that can occur on the road, in parking lots or rest stops. It also covers accidents occurred during loading or unloading.
The trucking industry is a competitive field, but you can secure a long-term advantage through the right insurance policy. In addition to coverage for vehicle accidents, load theft or abandoned freight, consider a policy add-on for cargo which further protects the loads you carry.
Technology has become an essential part of running any business. Installing computer systems runs its own risks and liabilities. Computer system installation insurance protects computer installation and repair professionals from financial losses due to a lawsuit. Take steps to understand and protect your risks to prevent a financial loss due to a claim.
Computer systems are at risk from a cyber attack both your company’s and the client’s. Plus, you are still running a business with many of the standard operating risks. Housing computer supplies of clients may also increase your risks. For complete business protection, these policies cover different exposures:
- Cyber Liability Insurance
- General Liability Insurance
- Employment Practices Liability Insurance
- Worker’s Compensation Insurance
- Business Owner’s Policy
- Fidelity Bond
- Errors and Omissions Insurance
Packaging a variety of insurance policies together can better cover the increased risks and exposures of a computer system installation business. Cyber liability and errors and omissions insurance policies help protect against the technical errors and issues. Outside of the technology, the business still has employees and regular business liabilities you may want to cover.
Protecting your computer installation with a comprehensive computer system installation insurance package lets you spend more time focusing on your clients. Lawsuits can be costly and time-consuming. Don’t let one cause your business financial hardship.
Whether you own a business or home in Delaware, your assets deserve the best protection they can get. Finding an agent that understands the risks and exposures of your area is a key factor in obtaining great insurance. That is why finding a team that specializes in insurance in Wilimington can get you started the path to adequate protection.
Wilimington can provide the economic opportunity you have been searching for. However, that chance at fortune can quickly be erased without the proper insurance. Luckily, many agencies offer business insurance. An expert agent can work with your particular establishment and guide you in what kinds of policies are relevant to you. Businesses can benefit from:
- Commercial Auto
- Commercial Liability
- Commercial Umbrella
- Errors & Omissions
- Workers’ Compensation
For those interested in protecting themselves and their families, many agencies specialize in personal insurance. These can offer anything from medical coverage to auto insurance to life insurance. Certain agents specialize in specific coverage and can even build a monthly package that suits your budget.
For both personal and commercial insurance, monthly premiums can vary greatly. However, an agency that specializes in insurance in Wilimington can get you the protection you require. Operate your business and rest at home knowing you have insurance that has your back.
The insurance industry is going through monumental change. More than ever, it’s vital for carriers and agents to set themselves apart from the competition. Employing a few clever insurance marketing ideas, insurers can build an audience, nurture relationships and build their brand. Here are two quick ways you can start today:
Start a blog
One of the simplest ways to dive into content marketing is to launch a business blog. A quick Google search will reveal a number of free blogging platforms, like Blogger, WordPress and Tumblr. Get started by thinking of the questions your customers regularly ask and then answering them via a thoughtful post on your blog. Posting consistently is the trick to blogging success.
Create an E-mail Newsletter
Some consider it an old form of content marketing, but it is still one of the most effective. Encourages visitors to your website to sign up for your newsletter. Share tips and tricks each week. Like blogging, the key to success is to publish regularly and speak with an authentic voice, as in less sales and more conversation.
Content marketing is a growing field and there are plenty of insurance marketing ideas to be found within the discipline. As long as you are honest, solve customer problems and keep sales speak to a minimum, you should find success.