Welcome the Summer Swim Season Safely
Memorial Day has come and gone, marking the official start of the summer season. It’s the perfect time to review your safety procedures to ensure that your family and your guests are going to frolic in the swimming pool safely-and a great way to reduce the likelihood of a tragedy and an expensive claim on your NJ home insurance policy.
While pools bring a lot of fun to the backyard, it’s impossible to ignore that they also represent a constant and possible danger to friends, family, and neighbors alike-even to pets, who can wander too close to the edge, fall in, and drown. Here’s what to remember:
- Always use the buddy system-make it a hard rule that nobody swims solo, not even adults and certainly not children or teens.
- Never leave children unattended in or by the pool.
- Don’t rely on flotation devices to keep children afloat-keep a close watch at all times, even if they know how to swim.
- Your pool shouldn’t be easily accessible. Surround it with a fence with gates that are self-closing and self-locking.
- Doors that lead from the house out to the pool should be kept locked or, during pool use, monitored closely.
- Don’t let children play near the pool filter; children have been injured and killed from the powerful suction.
- Keep a cover over the pool when it’s not in frequent use.
- Keep pool toys and equipment out of and away from the pool so as not to encourage children to approach it.
- Inspect the footings around any slide or diving board to ensure it is firmly attached.
- Learn CPR and have a phone near the pool area in case of an emergency.
- Consider purchasing a floating pool alarm that will emit a loud warning noise if the stillness of the water is disturbed-e.g., by someone or something falling into the pool.
- When the pool is empty, keep it covered to discourage skateboarders from turning your pool into an impromptu skate park.
Talk to your professional insurance agent about other ways you can protect yourself from harm, including purchasing a quality NJ home insurance program. A good policy will offer protection from the substantial liability that stems from that blue-green oasis of summer fun.