Protecting High Value Items with an Insurance Agency in New Mexico

Insurance Agency New Mexico

When moving to a new residence it’s important that you take the necessary precautions to ensure that those valued items are not damaged, stolen, or otherwise unaccounted for. Documenting these items by inventory is the most logical way to keep track of any items of higher than average value. Enlist a reputable shipping company that generally handles items of this nature.

If you choose to work with an independent moving company, smaller items of value, or personal documents are best hand carried by the owner, and make sure appraisal documents are kept secured, and all items are properly documented and signed for. Working with an Insurance Agency in New Mexico will help provide the peace of mind that all of your valuables are properly insured and any losses will be compensated for.

 

Keep an inventory of all high value items

Cash, coin collections, rare or personal documents, jewelry, collectibles (such as memorabilia), and all stocks, bonds, and other certificates of value should never be entrusted to a moving company. Keep in your possession at all times. Other objects of high value that are bulkier, and may require crating, such as paintings and statues (which will to be transported by a moving company), must also be properly documented and identified prior to being entrusted to movers.

A recent appraisal of the items should be considered a necessity. If lost or damaged during shipping their value will have to be substantiated by your insurance company in order to justify any claims before reparations are made. It’s usually wise to invest in a moving coordinator to help identify any items of value and help to document them during the initial moving estimate. Act responsibly by creating an inventory list, and detailing a description of each item, along with its current value. Its also a good idea, once finished, to go over the list to ensure that all items are listed and accounted for. Photos of all items being transported should be taken in the event it becomes necessary to file a claim.

Remember to include antiques, rare books, china sets and crystal, fine art, furs, and expensive figurines and silverware in your list of high valued items. When entrusting valuables to a moving company it’s vital that documentation is thoroughly done to ensure accountability on every level, and that your Insurance Agency in New Mexico is notified that these items will be in transit, making sure that they are properly insured as well.

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